Heal the Emotional Root of Your Spending —

And Build a Real Plan You’ll Actually Follow.

If you’re successful on paper

but stuck in overspending, avoidance, or

“one step forward, two steps back,”

then this is your next right move.

Start with the book. Then we’ll map your next step together in a free consult. QR Code for Free Consult can be found in the book.

Helping high earners over 40 turn money anxiety into a calm, workable plan.

My mission is to help high earners over 40 break the emotional money patterns behind overspending, avoidance, and self-sabotage—so they can get out of debt, feel safe with money, and build a clear plan they’ll actually follow.

Stop the Cycle.

Build Financial Peace That Lasts

You don’t need another budget you won’t follow—you need to understand what’s driving the behavior underneath it. We’ll combine practical money coaching with emotional healing tools to clear the stress, shame, and survival patterns that keep you stuck. This is a calm, structured path from “one step forward, two steps back” to steady progress.

Personalized Support

No generic advice. We build a plan around your lifestyle, your cash flow, and your real-life pressure points.

Holistic Healing

Because willpower isn’t the problem. We calm the stress response that drives the pattern—then install simple systems that keep you on track.

Holistic Healing

This is for high performers who value discretion. Your story stays here—period.

Clarity, Calm, and a Real Next Step

Money Patterns, Not Personal Failure helps you name what’s really happening beneath the spending, avoidance, or “one step forward, two steps back.” Then, in your complimentary consult, we translate that insight into a clear, doable next-step plan—with no pressure and no shame. You’re not broken, and it’s not too late.

This isn’t about more discipline. It’s about changing the pattern—and building a plan that finally feels safe to follow.

A clear understanding of your Money Patterns

You’ll identify the specific pattern running your decisions (stress spending, avoidance, over-giving, perfectionism, scarcity, or “I deserve it”)—and why it makes sense given your life and nervous system.

The emotional root cause (not just the symptom)

We’ll pinpoint what’s driving the behavior—work stress, burnout, family dynamics, loneliness, fear, or pressure to “keep it together”—so you can stop fighting yourself.

A simple reset tool for money anxiety

Practical techniques (like EFT/Tapping + grounding) you can use in the moment—before a purchase, after a hard day, or when you want to avoid looking at accounts.

Clarity on your highest-leverage next step

You’ll know what matters most right now—stop the bleeding, stabilize cash flow, choose a debt payoff approach, or set retirement priorities—so you’re not trying to fix everything at once.

A realistic focus plan

You’ll leave with 2–3 priorities and a simple weekly rhythm you can actually maintain—even with a demanding job and real life.

Confidence about whether coaching is the right fit

You’ll get an honest recommendation on what support would help most next—self-guided or 1:1—so you can move forward with dignity and certainty.

Start with the book. Then we’ll map your next step together in a free consult. QR Code for Free Consult can be found in the book.

Our Testimonial

Real Stories, Real Transformations

I had everything on paper but felt completely stuck, like I was hitting an invisible wall every time I tried to move forward. Working with Dee showed me I was carrying energetic blocks and generational patterns I didn't even know existed. After clearing these blocks, I finally launched the business I'd been planning for two years and doubled my income within six months. If you feel stuck despite doing 'all the right things,' this work clears what's really holding you back.

~ Michelle R, Marketing Consultant

– Michelle R, Marketing Consultant

Our Work

How We Make a Difference

in Your Journey

Break the Money Pattern at the Root (so it stops repeating)

We identify the emotional triggers and survival responses behind overspending, avoidance, over-giving, or “I deserve it” spending—then use practical tools (EFT/Tapping, nervous system regulation, grounded coaching) to shift the pattern in real time.

Difference you’ll feel: fewer spirals, less shame, more steadiness and self-trust.

Turn Your Income Into a Calm, Clear Plan (debt + retirement included)

Together we create a structured, realistic roadmap for cash flow, debt payoff, and retirement direction—built around your actual life, not a fantasy budget.

Difference you’ll see: measurable progress, clearer priorities, and a plan you can follow without burnout.

Get High-Trust Accountability + Private Support (no shame, ever)

You’ll have a confidential space to tell the truth about what’s happening—then consistent follow-through to keep you moving when motivation dips or life gets intense.

Difference you’ll experience: you stay on track because you feel supported, not judged.

Start with the book. Then we’ll map your next step together in a free consult. QR Code for Free Consult can be found in the book.

Ready to stop the cycle and build a plan that feels safe to follow?

Get Money Patterns, Not Personal Failure— read the book and then book your complimentary consult to map your next right step. No shame, ever.

Start with the book. Then we'll map your nest step together in a free consult. QR Code for Free Consult can be found in the book.

My mission is to help high earners over 40 break the emotional money patterns behind overspending, avoidance, and self-sabotage—so they can get out of debt, feel safe with money, and build a clear plan they’ll actually follow.

© In Dee Light, LLC. 12/31/25. All Rights Reserved.